High-Risk Payment Processing
Accept Payments Without Limits
Specialized payment solutions for high-risk businesses. Get approved in 24 hours with industry-leading fraud prevention and chargeback protection.
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Trusted by Thousands of Businesses
Join the payment revolution for high-risk industries
Why Choose Paysuki?
For too long, legitimate high-risk businesses have been shut out of the financial system. Traditional payment processors see "high-risk" and immediately reject your application—no questions asked, no understanding of your business model, no consideration of your compliance efforts. At Paysuki, we take a different approach. We believe that businesses in CBD, nutraceuticals, telehealth, and other emerging industries deserve the same level of payment processing excellence as any mainstream merchant.
Since 2018, we've been on a mission to level the playing field. Our team combines deep expertise in payment processing technology with specialized knowledge of high-risk industries. We understand the regulatory landscape, the banking challenges, and the unique fraud patterns that affect your business. This isn't just theoretical knowledge—we've processed over $2 billion in transactions for high-risk merchants, navigating every challenge the industry can throw at us.
What sets us apart is our commitment to partnership, not just service. When you work with Paysuki, you get a dedicated account manager who understands your industry, cutting-edge technology that maximizes approvals while minimizing fraud, and 24/7 support from a team that actually cares about your success. We don't just process your payments—we help you grow your business by providing the reliable, scalable payment infrastructure you need to compete and win in your market.
Our approval rates speak for themselves: 99% for qualified merchants. Our chargeback ratios are 60% lower than industry average. Our uptime is 99.9%. But beyond the numbers, what really matters is that we're here when you need us, solving problems before they become crises, and constantly innovating to stay ahead of both technological advances and regulatory changes.
Virtual Terminal Solutions
Process payments anywhere, anytime with our secure virtual terminal. Perfect for phone orders, mail orders, and remote transactions.
- Accept payments from any device
- Secure PCI-compliant processing
- Real-time transaction reporting
- Multi-currency support
Advanced Fraud Prevention
Protect your business with AI-powered fraud detection that stops fraudulent transactions before they happen.
- Real-time fraud scoring
- Machine learning algorithms
- Customizable risk rules
- 24/7 monitoring
How We Help High-Risk Businesses Succeed
Being labeled "high-risk" shouldn't mean settling for subpar payment processing. Traditional banks and processors don't understand your business, leading to constant account terminations, exorbitant fees, rolling reserves that tie up your capital, and approval rates that leave money on the table. We've built our entire platform specifically to address these challenges head-on.
Our technology stack is purpose-built for high-risk processing. We use advanced machine learning algorithms that understand the nuances of your industry's transaction patterns, distinguishing between legitimate purchases and actual fraud with unprecedented accuracy. This means fewer false declines, higher approval rates, and better customer experiences. For subscription businesses, our intelligent dunning system recovers failed payments at rates 40% higher than industry standard, directly impacting your bottom line.
Compliance is baked into everything we do. Whether you're in CBD and need to ensure THC compliance, telehealth with HIPAA requirements, or firearms with ATF regulations, our platform automatically enforces the rules that keep you compliant. We monitor regulatory changes across all industries we serve and proactively update our systems, so you never have to worry about falling out of compliance due to outdated technology.
Chargeback protection is where we really shine. Traditional processors treat chargebacks as your problem—they'll hit you with fees and threaten account termination if your ratios climb. We take the opposite approach. Our AI-powered fraud prevention stops most chargebacks before they happen by identifying risky transactions in real-time. When disputes do occur, our team handles the entire representment process, winning cases at rates far exceeding industry averages. We've saved our clients millions in chargeback losses.
Industry Expertise
We don't just process payments—we understand your business. Our team includes former CBD business owners, telehealth compliance specialists, and veterans of the nutraceutical industry. This deep domain expertise means we can offer strategic guidance beyond just payment processing, helping you optimize everything from checkout flows to subscription models to international expansion.
Banking Relationships
We've spent years cultivating relationships with banks and acquiring institutions that actually understand high-risk processing. Unlike other processors that use a single acquiring bank (meaning one termination can shut down your business), we have multiple banking partners across different jurisdictions, providing redundancy and stability for your merchant account.
Transparent Pricing
No hidden fees, no surprises, no bait-and-switch. We provide upfront, transparent pricing based on your specific business profile. Yes, high-risk processing costs more than low-risk—that's the reality of the industry. But we ensure you get fair rates and clear explanations of every fee, with no hidden reserve requirements or unexpected charges showing up months later.
Scalability & Growth
Our infrastructure processes over 10,000 transactions per second with 99.9% uptime. Whether you're doing $10K per month or $10M per month, our platform scales seamlessly. As your business grows, we grow with you—adding new currencies, integrating with additional sales channels, and optimizing processing flows to maximize your revenue and minimize costs.
Our Proven Onboarding Process
Step 1: Application & Discovery
Your journey starts with a simple application that takes about 10 minutes to complete. We ask for essential business information: your company structure, processing history, monthly volume, average ticket size, and industry-specific details. Unlike traditional processors that auto-reject based on keywords, every application gets reviewed by a real human who understands high-risk businesses.
Within 24 hours, you'll hear from your dedicated account manager. They'll walk you through any additional documentation we need—business licenses, processing statements, product information, compliance certificates—and explain exactly why each document is required. This isn't busywork; these documents help us structure your account optimally and secure the best rates from our banking partners.
Step 2: Underwriting & Approval
Our underwriting team reviews your application with a focus on finding reasons to approve, not reject. We look at your business model, your compliance measures, your target market, and your growth trajectory. We're assessing risk, yes, but we're also looking for businesses we can build long-term partnerships with. Our approval rate for legitimate businesses is 99%—we find a way to make it work.
If we need clarification on anything, we'll ask. If we spot potential compliance issues, we'll help you address them. If your initial application doesn't quite fit our standard parameters, we'll explore alternative structures. Most applications are approved within 48 hours, though complex cases might take up to a week as we work with banking partners to structure the optimal solution.
Step 3: Integration & Testing
Once approved, we provide detailed integration documentation for our API, hosted payment pages, virtual terminal, and any other tools you'll be using. Our technical team is available to assist with integration, whether you're using a popular e-commerce platform like Shopify or WooCommerce, or building a custom solution. We support all major programming languages and frameworks with SDKs and code examples.
You'll have access to a full sandbox environment for testing. We encourage thorough testing of happy paths, error conditions, webhook handling, and any special workflows unique to your business. Our team reviews your integration before go-live to catch any potential issues. We also help you set up fraud rules, customize decline messaging, configure email notifications, and tune every setting for optimal performance.
Step 4: Launch & Ongoing Support
When you're ready to go live, we're there with you. Your account manager monitors your first day of processing to ensure everything runs smoothly. We'll be watching approval rates, checking for any technical issues, and available immediately if you need anything. Many processors disappear after setup—we stay engaged, checking in regularly and proactively reaching out if we notice any anomalies in your processing patterns.
Beyond launch, you have 24/7 access to our support team, your dedicated account manager during business hours, and quarterly business reviews to optimize your processing. We monitor industry trends, regulatory changes, and new fraud vectors, keeping your account protected and compliant. As your business evolves, we evolve with you—adding new features, adjusting rate structures, and ensuring your payment processing never becomes a bottleneck to growth.
What Our Clients Say
Real results from businesses like yours
Paysuki transformed our payment processing. We went from constant declines to seamless transactions in days.
Sarah Johnson
CEO
GreenLeaf CBD
The chargeback protection alone has saved us thousands. Best decision we made for our supplement business.
Michael Chen
Founder
VitalHealth Nutraceuticals
Finally, a payment processor that understands high-risk businesses. Their support team is incredible.
David Martinez
Operations Director
TeleCare Health
Frequently Asked Questions
Everything you need to know about our services
Ready to Transform Your Payment Processing?
Join thousands of high-risk businesses that trust Paysuki for reliable, secure payment processing. Get approved in 24 hours.